---
title: "CA Subhash Chander | Portfolio Management Advisor | SGDM & Company"
canonical_url: "https://www.wisetax.in/teams/ca-subhash-chander"
last_updated: "2026-08-22T07:23:31.634Z"
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  author: "SGDM & Company"
  description: "Learn about CA Subhash Chander, former Additional Central Provident Fund Commissioner and an experienced advisor in portfolio management, retirement planning, investment governance, and social security."
  keywords: "CA Subhash Chander, Portfolio Management Advisor, Former Additional Central Provident Fund Commissioner, EPFO Advisor, Retirement Planning, Pension Planning, Investment Governance, Asset Allocation"
  "og:description": "A distinguished finance and public administration professional with over 35 years of experience in investment governance, pension administration, and portfolio management."
  "og:title": "CA Subhash Chander | Portfolio Management Advisor"
  "twitter:description": "Over 35 years of leadership across public finance, pension administration, investment governance, and portfolio advisory."
  "twitter:title": "CA Subhash Chander | Portfolio Management Advisor"
---

![SGDM & Company](https://www.wisetax.in/_vercel/image?url=%2Fca_subash_chander.jpg&w=1536&q=100)**Home > Teams > **CA Subhash Chander**Portfolio Management Advisor**# **CA Subhash Chander **## **Chartered Accountant** 35+ Years of Experience A distinguished finance and public administration professional with extensive leadership experience across financial management, pension administration, public policy, and investment governance. He brings the perspective of both a Chartered Accountant and a senior administrator of one of India's largest social security institutions. [**Contact Now **](https://www.wisetax.in/contact-us) ---**ICAI **** Member****Former Additional **** CPFC****Investment **** Governance**### **Professional Overview** CA Subhash Chander qualified as a Chartered Accountant in 1985, developing a strong grounding in accounting, taxation, audit, and financial management. He entered the Government of India as a civil servant in 1990 and went on to hold senior leadership positions within the Employees' Provident Fund Organisation (EPFO). During his tenure, he led EPFO operations across Gujarat and the Union Territory of Daman and Diu before retiring as Additional Central Provident Fund Commissioner (Headquarters). His responsibilities encompassed fund administration, compliance oversight, policy execution, stakeholder management, and institutional governance. A defining aspect of his career was leading the appointment and oversight of multiple fund managers entrusted with investments for one of India's largest public funds. This work required rigorous assessment of investment strategy, risk frameworks, performance, and governance standards. Today, he applies this institutional perspective to portfolio creation, retirement planning, and long-term wealth stewardship. ### Quick Facts #### **Current Engagement** Portfolio Management Advisor #### **Qualification** Chartered Accountant #### **Experience** 35+ Years #### **Former Role** Additional Central Provident Fund Commissioner (HQ) #### **Public Service** Government of India, EPFO #### **Core Focus** Investment Governance & Retirement Planning ### **Career Journey**#### Chartered Accountant**1985 Batch**#### Government of India**Civil Service From 1990**#### EPFO Regional Leadership**Gujarat, Daman & Diu**#### Additional Central PF Commissioner**Headquarters**#### Portfolio Advisory**Current Engagement**### **Areas of Expertise** Disciplined financial strategies informed by decades of institutional leadership and investment oversight. #### Portfolio Management Purpose-built portfolios aligned with financial objectives, time horizons, and risk profiles. #### Retirement Planning Structured retirement and pension strategies designed to support lasting financial independence. #### Wealth Preservation Balanced strategies that seek to protect capital while supporting sustainable long-term growth. #### Asset Allocation Rigorous investment evaluation and thoughtful allocation across suitable asset classes. #### Financial Risk Assessment Clear analysis of portfolio exposure, downside risk, and the resilience of investment decisions. #### Social Security Advisory Experienced guidance on provident funds, pensions, institutional processes, and social security matters. #### **35+** Years of Experience #### **1985** CA Batch #### **1990** Joined Civil Service Public Fund Governance Investment Oversight Risk & Compliance ### **Advisory Focus****INDIVIDUALS****PROFESSIONALS****BUSINESSES****RETIREES****PENSION PLANNING****PORTFOLIOS**### **Education & Professional Credentials**#### **Professional Qualification** Chartered Accountant The Institute of Chartered Accountants of India (ICAI), 1985 Batch #### **Public Administration** Senior Civil Service Leadership Government of India and Employees' Provident Fund Organisation #### **Institutional Expertise** Public Fund & Investment Governance Fund manager appointment, performance oversight, risk assessment, and governance ### **Advisory Approach**#### Institutional Discipline Applies the governance standards, analytical rigour, and accountability expected in the stewardship of large public funds. #### Risk-Led Planning Places risk capacity, liquidity needs, time horizon, and capital preservation at the centre of every recommendation. #### Long-Term Perspective Builds measured strategies around enduring financial goals rather than short-term market movements. ### **Insights & Thought Leadership** Authored by SGDM & Company